By the end of the business year, many institutes are working on their business- and capital-planning as well as on their business and risk strategies. Those activities are of high importance for the banks’ management and are also in the banking supervision’s focus. Therefore, these actions usually require a lot of resources from different parts of the bank. Based on the assumptions derived for mid-term planning and budgeting, among others, the future development of own funds needs to be projected. By doing that, also impacts of possible negative economic paths (adverse scenarios) have to be determined, including the analysis of implications for abiding by regulatory (capital-) requirements. Performing the capital-planning procedures, more often than not is time consuming, requires extensive analysis based on past experience and hypothetical assumptions and finally also have to be properly and extensively documented.