Regulatory

Final Report on Guidelines on proportionate retail diversification methods (EBA/GL/2026/02)

EBA Diskussionspapier (EBA/DP/2026/01) zur Vereinfachung des Kreditrisikorahmenwerks

Invitation to our European Conference “Inspiring Credit Risk: New Season, New Spirit – Shaping the Future of Credit Risk Management”

Recording of the webinar conducted by Kaan Aksel, Partner at PwC Germany, Luis Filipe Barbosa, Partner at PwC Portugal, José Diogo Beirao, Director at PwC Portugal and Petr Geraskin, Senior Manager at PwC Germany on November 27, 2025.

EBA-Leitlinie zur Bestimmung der Materialität von CVA-Risiken aus Wertpapierfinanzierungsgeschäften

Under CRR 3, the European Banking Authority (EBA) was mandated to draft Regulatory Technical Standards (RTS) related to off-balance sheet items under the standardised approach for credit risk (SA-CR).

Die Erweiterung des Anwendungsbereichs der Guidelines erfolgt dahingehend, das sie nunmehr auf alle Third Party Arrangements anwendbar sein soll.

Der vorliegende finale RTS hat das Ziel, ein praxisorientiertes und proportionales Regelwerk zu schaffen, das mit internationalen Vorgaben übereinstimmt und während der Übergangsphase doppelte Belastungen sowie übermäßigen Konservatismus vermeidet.

Navigating the Shift: Understanding the Key Updates

Konkretisierung der Anforderungen für Wohnimmobilien

All institutions in scope should be positioned to submit their respective Pillar 3 reports by the end of 2025 or early 2026.

The draft ITS specifies the new requirements for the implementation of Articles 449a, 449b and 438, which have been newly added or revised by CRR III.

In our latest episode on PwC's Risk and Regulation News Channel, Martin Neisen, Gregory Joos and Stefan Röth discuss the results of the 2024 Supervisory Review and Evaluation Process (SREP) as well as the three Supervisory Priorities of the ECB for 2025 to 2027.

Eine Analyse der EBA-Opinion (EBA/Op/2025/01)

In our latest episode on PwC's Risk and Regulation News Channel, Martin Neisen and Stefan Röth delve into the ECB Consultation on the approach to options and discretions available in EU law

BCBS releases technical amendment for application of the SA-CCR

In our latest episode on PwC's Risk and Regulation News Channel, Martin Neisen and Stefan Röth delve into the final methodology for the EBA SSM Stress Test 2025.

On December 17th, the ECB published the results of the Supervisory Review and Evaluation Process 2024 of the Significant Institutions (SI) under direct ECB supervision.

Die EZB hat am 17. Dezember 2024 die Ergebnisse des aufsichtlichen Überprügungs- und Bewertungsprozess 2024 („Supervisory Review and Evaluation Process – SREP“) der bedeutenden Institute veröffentlicht.

Martin Neisen and Petr Geraskin explain why credit risk part take center stage in the EBA stress test 2025.